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Top Auto Insurance
Compare auto insurance quotes online from top companies in your area. To help improve your chances of getting the best available rate, we suggest clicking on at least 3 companies below. If you would prefer to get quotes over the phone, you can call our auto insurance hotline at 1-866-598-0180 and we’ll match you based on your location! Looking to reach a specific insurance company? Skip down to our Featured Insurance Companies and read our detailed comparison profile on each company, before making that call.
Featured Insurance Companies
Allstate
Allstate was founded in 1931 and while it is best known for its car insurance policies, it also offers other financial services. The company serves all 50 states, has 3,500 repair shops and local agents.
Pros
- Offers accident forgiveness
- Offers new car replacement and safe-driving bonus every 6 months
- Ride share insurance available in majority of states
- Deductible rewards determined on yearly basis for those with 0 driving violations
- Roadside assistance available
- Offers various discounts
Cons
- Customers have complaimed about claims satisfaction
- 6 month auto insurance policies allow for more opportunities to increase rates
Discounts
- New Car - discount for new cars and first owners
- Multiple Policy - discount for bundling policies
- Smart student discount - discount for students with B- average and other qualifications
- Anti-lock Brake - discount for cars with anti-lock brakes
- Anti-theft - discount for cars with anti-theft
- Early Signing - discount for signing policy 7+ days before it is effective
- Responsible Payer - discount for paying on time
- EZ Pay Plan - discount for setting up automatic withdrawal
- eSmart - discount for signing up for ePolicy online
- FullPay - discount for paying policy in full
- Safe Driving Club - discount for meeting safe driving requirements
The Bottom Line
- Allstate is a leading auto insurance company in the United States. The company offers a variety of discounts for customers and may even offer awards for those that do not have driving violations. Some customers have complained about the claims process and increases in premiums.
Auto Insurer Quotes
AutoInsurerQuotes is an online company that aims to make shopping for insurance less tedious and complicated. The company allows consumers to compare multiple insurance plans from different providers at once. AutoInsurerQuotes has agents standing by to take calls and answer any questions from consumers.
Pros
- Find auto insurance rates from various providers
- Easily enter all of your information on the website to compare quotes
- Agents are available on the phone to help compare quotes
Cons
- The company itself is not a licensed insurance provider
The Bottom Line
- AutoInsurerQuote helps consumers compare quotes easily from numerous providers at once. Consumers have the option to speak to an agent who will help them find some of the best suited plans. While the company is not a licensed insurance provider, consumers can save time by having a knowledgeable agent compare plans on their behalf.
Esurance
Esurance was founded in 1999 and has since expanded into 43 states where they provide auto insurance. The company also has many other offerings such as homeowners insurance, renter insurance, motorcycle insurance and more. Esurance prides itself on being a technologically advanced company with many online tools for customers.
Pros
- Various types of discounts available
- Website and online app are easy to navigate and use
- SR-22 forms are offered
- Offer coverage for fire and vadalism
- Backed by parent company AllState
- Offers Pay Per Mile insurance for occasional drivers
- Online quote tool allows you to purchase a policy online quickly
- Offers coverage for custom parts
- Towing and labour coverage offered for when your car breaks down
Cons
- Those that pay monthly rather than the entire amount upfront must pay transaction fees each time
- Consumers have complained about having a difficult time contacting local agents
- Limited payment options
- Currently servicing the following States only: AL, AK, AZ, CA, CO, CT, DE, GA, IA, ID, IL, IN, KS, ME, MN, MS, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Discounts
- Fast 5 - discount for getting a car insurance quote
- Multi-Policy - discount for bundling policies
- Paid-in-Full - discount for paying upfront
- Multi-Car - discount for having multiple cars on a policy
- Claim-Free - discount for being DUI and claim free for at least 5 years
- Homeowners - discount for owning a home
- Renters Plus - discount for renting a house, condo or apartment
- Emergency Road Assistance - discount for having roadside assistance from another providers
- Online Shopper - discount for getting a quote online
- Good Driver - discount for having license for at least 3 years with no more than one point
- DriveSense - discount for signing up for DriveSense
- Good Student - discount for having a GPA of B or higher
- Defensive Driver - discount for taking a defensive driver’s ed class
- Safety Device - discount for factory-installed airbags or automatic seatbelts
- Anti-Theft - discount for having anti-theft device installed
- Anti-Lock Brakes - discount for having anti-lock brakes
The Bottom Line
- Esurance is backed by its parent company AllState. Esurance changed the auto insurance industry by being one of the first companies to make it easy for consumers to get coverage online or over the phone. For those looking for an easy way to manage their policy online, Esurance is a good option. While prices may be a little higher, the company offers a variety of discounts.
EverQuote
EverQuote is an online marketplace for insurance offers in the United States and was founded in 2011. Providing a new shopping experience for consumers, EverQuote strives to be one of the largest sources for insurance policies online. Some of its partners include Progressive, Nationwide, Liberty Mutual, National General, Farmers Insurance, MetLife and more. To get a quote, individuals can browse their website or get on a call with an agent that will help compare multiple policies at once.
Pros
- Find auto insurance rates from various providers
- Easily sign up for auto insurance online or over the phone
- Agents are available on the phone to help you compare quotes
- Offers a free app called EverDrive to improve driving
Cons
- Does not show prices from every company
- Quotes found through their website are estimates
- EverQuote may direct consumers to another website to compare rates
The Bottom Line
- Everquote is an online marketplace where consumers can easily compare quotes. Consumers can compare plans from various providers online or with the help of an agent over the phone. While the company does not provide insurance itself, it helps eliminate the need of shopping for prices from each provider individually.
- Everquote is an online marketplace where consumers can easily compare quotes. Consumers can compare plans from various providers online or with the help of an agent over the phone. While the company does not provide insurance itself, it helps eliminate the need of shopping for prices from each provider individually.
Price Shop Insurance
Price Shop Insurance is an online marketplace that allows consumers to connect with top insurance carriers and agencies. Consumers can compare multiple plans at once from various providers including Allstate, Progressive, Liberty Mutual, State Farm and more. This leading online marketplace helps consumers find the lowest insurance quotes and plans that fit their needs.
Pros
- Easily compare plans from numerous auto insurance providers at once
- Compare quotes online
- Extensive coverage options available
- Consumers can save up to $500 per year
Cons
- The company itself is not a licensed insurance provider
The Bottom Line
- Price Shop Insurance provides consumers with a platform where they can easily compare auto insurance quotes from multiple insurance agencies at once. Although the company is not a licensed insurance provider itself, it is partnered with some major insurance companies in the United States. Consumers can save time and find a plan that is suitable for their needs with the expectation of saving up to $500 on auto insurance.
Mercury Insurance
Mercury Insurance was founded in 1962 and provides coverage for auto insurance, homeowners insurance, mechanical breakdown protection and more. With over $4.5 billion in total assets, the company is the fourth largest provider of automobile insurance.
Pros
- Ride share insurance available
- Rental car reimbursement available when your car is at the shop as long as you have collision and comprehensive coverage
- Roadside assistance available
- RealDrive insurance offer that allows you to get pay-per-mile insurance for occasional drivers
- Various types of discounts available
Cons
- Repairs can take quite some time in comparison to what is expected
- Cannot file claims online
- Currently servicing the following States only: AZ. CO, CA, CT, FL, GA, MT, NC, NJ, NV, OH, OK, OR, PA, TN, TX, UT, VA
Discounts
- Multi-car - discount for those with multiple cars on the policy
- Multi-policy - discount for those who bundle multiple policies
- Anti-Theft Device - discount for anti-theft technology
- Anti-lock Brake - discount for cars with anti-lock brakes
- Good Driver - discount for a good driving history
- Good Student - discount for having a GPA of B or higher
- Pay in Full - discount for paying your policy in full
- Auto Pay - discount for setting up auto payments
- E-Signature - discount for providing e-signature online
The Bottom Line
- Mercury Insurance is an organization that specializes in auto insurance and property insurance. The company offers competitive pricing and even has a pay-per-mile program. Consumers have complained about not being able to file claims online and extensive waiting times for repairs. However, Mercury is quick to process claims.
Direct Auto
Direct Auto Insurance is a part of the Direct General Insurance Group. For those that are high-risk drivers, Direct Auto Insurance will still help find a plan that suits your needs. The company seeks to provide insurance solutions for individuals regardless of their past history. Whether you have a history of at-fault crashes, poor credit or other issues, Direct Auto Insurance does not shy away.
Pros
- Offers SR-22 forms
- Various types of discounts available
- Offers car and life insurance for those who are high-risk and the option to bundle these policies for a discount
- Payment options are flexible
- Roadside assistance available
- Text to pay option
- DirectDrive app available for driving tips, monitoring driving behavior, accessing ID cards and more
- Add-ons such as emergency protection plans
Cons
- Services high risk, uninsured drivers only
- Accepts these States only: AL, AR, FL, GA, MS, NC, TN, TX, VA
- Does not have rideshare options
- Does not offer gap coverage
- Limited coverage
- Claims can only be made by phone
Discounts
- Military Discount - for those that are active service members
- Safe Driver Discount - for those that have not had a violation or accident within 36 months
- Good Student Discount - for those that are single and are full-time students on the honor roll, Dean's List or those with a B average or better
- Senior Citizen Discount - for those older than 55 who have completed an accident prevention course
- Multi-Car Discount - for those that want to add more than one car under their policy
- Mileage Discount - for those that have a vehicle under a certain mileage
- Multi-Product Discount - for those that have qualifying products such as term life insurance, emergency protection plan and more
- Prior Coverage Discount - for those that have been with another insurance company for 6 months prior without 90 days of lapse
- Homeowner Discount - for those that own a home
- Renewal Discount - for those that do not have a policy lapse within 12 months
- Welcome Back Discount - for those that have previously owned a policy but have not had one within 6 months
- Affinity Discount - for those that are a member of any organization partnered with Direct
The Bottom Line
- Direct Auto is known for providing auto and life insurance for individuals who are at high-risk. The DirectDrive app has improved the customer experience by providing a platform where driving behavior, ID cards and other information can be easily accessed. While the company has limited coverage, it has a variety of discounts, add-ons and payment options available.
StateFarm
StateFarm has been in business since 1922 and has been providing consumers with auto insurance for almost a century. StateFarm has nearly 18,000 agents and also holds strong ratings from A.M. Best, S&P Global and satisfaction claims from J.D. Power.
Pros
- Offers various discounts
- Mobile application available to check policy information, receive roadside assistance and for submitting claims
- Majority of states offer insurance for rideshare
- Easy to file a claim
- The Steer Clear Driver Program is a refresher course available online. State Farm offers a discount for drivers under 25 that complete this course and have not had any at-fault accidents within the past 3 years
- Provides rental car and travel expense coverage if you have comprehensive or collision coverage
- Customers have reported that rates do not increase every time insurance is renewed
- Customers have reported that rates do not increase every time insurance is renewed
- Customers have reported that rates do not increase every time insurance is renewed
- Local agents are able to answer questions over the phone
Cons
- Car insurance ratings are average
- Do not have accident forgiveness option
Discounts
- Loyalty - discount for being continuously insured
- Winter Tires - discount for those equipped with four winter tires
- Accident Free Discount - discount for accident free history
- Defensive Driving Course - discount for taking a defensive driver’s ed course
- Good Student Discount - discount for having a GPA of B or higher
- Student-Away-at-School Discount - discount if your child is away at school and drives the car sometimes
- Good Driving - discount for a good driving history
- Driver Training - discount for participating in driver training
- Vehicle Safety - discount for safety features
- Passive Restraint - discount for vehicles with factory-installed air bag or other passive restraint system
- Anti-Theft Device Discount - discount for anti-theft technology
- Multi-Policy Discount - discount for bundling policies
- Multiple Line - discount for bundling policies
- Hybrid or Electric Vehicle - discount for hybrid or electric vehicles
The Bottom Line
- State Farm is one of the largest leaders in the auto insurance industry. State Farm offers a variety of discounts and has a mobile application to make all aspects of auto insurance easier for consumers. Consumers often praise the company for renewing policies without automatically increasing rates. Whether you want to gain information online or through an agent in regards to auto insurance, State Farm makes it easy.
Progressive
Progressive was founded in 1937 and provides both commercial and personal auto insurance. The company was one of the first to offer consumers a drive-in claim service in addition to the ability to pay in installments. With more than 33,000 employees, Progressive continues to strive for growth.
Pros
- Includes pet injury protection with the purchase of collision coverage
- Ride share insurance available when using the app
- Report claims on mobile app
- Claims process is noted as fast
- Roadside assistance can be requested through app
- Offers gap insurance where the company will pay up to 25% above the value of a car if it is totaled (must have comprehensive and collision coverage)
- Offers to fix and replace custom accessories (must have custom parts and equipment value coverage)
- Those with comprehensive and collision coverage can opt into the deductible savings bank offer that reduces your deductible by $50 every 6 months if you are claim-free
Cons
- Discounts are not available in all states
- Monitor must be installed for 6 months in your car to qualify for the telematic discount, which is a longer time period than other companies
Discounts
- Start Your Quote Online - discount for getting a quote online
- Multi-product - discount for bundling policies
- Safe Driver - discount for being accident or traffic violation free within 3 years
- Multi-car - discount for having multiple cars covered
- Homeowner - discount for being a homeowner
- Continuous Insurance - discount for being with the same company for a long time
- SIgn Documents Online - discount for filing documents online
- Pay In Full - discount for paying your policy in full
- Automatic Bill Pay - discount for having automatic payments set up
- Good Student - discount for having a GPA of B or higher
- Minor Child Driver - discount for adding young driver to your policy
The Bottom Line
- Progressive is one of the largest auto insurance companies in the United States. Consumers have praised Progressive for its quick claims process which can simply be completed through the mobile app. The company offers a variety of discounts and add ons. However, one drawback is that these discounts may not be available in all states.
Liberty Mutual
Liberty Mutual was founded in 1912 and has made an effort to provide clients with resources to find the best coverage. With nearly 50,000 employees, Liberty Mutual is present in 30 countries. The company is also the 5th largest global property and casualty insurer.
Pros
- Telematics discount program requires monitoring device to only be installed for 90 days - which is a short period of time compared to other companies
- SR-22 forms are offered
- Various types of discounts available
- Many digital tools
- Offers accident forgiveness
- New car replacement coverage provides compensation for the replacement value of a new car, if you total your car within the first year of owning it
- Better car replacement policy allows you to replace your car with a new car that is one model newer than your current vehicle, only if you have less than 15,000 miles
- Unlimited rental coverage as long as your car is repaired by a repair center that is approved by Liberty Mutual
Cons
- Rates can be high for those who do not shop for multi-car policies
- Customers have complained about receiving approval for car repairs
- Not currently servicing residents from the following States: AK, CA, FL, HI, LA, MT, ND, SD. WY
Discounts
- Homeowner - discount for being a homeowner
- Military - discount for active, retired or reserved U.S. Armed Forces
- Early Shopper - discount for getting a quote before current policy expires
- Good Student - discount for having a GPA of B or higher
- Student-Away-at-School - discount if your child is away at school and drives the car sometimes
- Advanced Safety Features - discount for anti-lock brakes, stability control and adaptive headlights and more.
- Alternative Energy - discount for hybrid or electric vehicles
- Anti-Theft Device - discount for anti-theft technology
- Accident Free - discount for accident free history
- Violation Free - discount for violation free history
- RightTrack - discount for enrolling in RightTrack program. Save up to 30% if you have a good driving record.
- Multi-Policy - discount for bundling policies
- Multi-Car - discount for having multiple vehicles insured
- Preferred Payment - discount for automatic payments
- Pay-in-Full - discount for paying policy in 1-2 payments
- Online Purchase - discount for completing purchase online
The Bottom Line
- Liberty Mutual offers auto insurance rates that are competitive. Customers have praised the company for making the process of getting a quote very simple. Liberty Mutual has many digital tools that are beneficial for customers, making it easy to get informaton about insurance policies. While some customers have experienced high rates or an increase in rates, the company also offers many discounts.
National General
National General was founded in 1920 and offers everything from property and casualty products to personal auto, RV, motorcycle, commercial auto and more. With over 10,000 independent agents, National General is one of the largest automobile insurers in the United States.
Pros
- Policies available for those with first-time DUI offences
- SmartInspect coverage offered to re-inspect cars after repairs
- 24-hour claims reporting feature where minor claims are paid in 48 hours
- SR-22 forms are offered
- Provides coverage for high-risk drivers
- SmartValet service allows those with coverage to have their car picked up after an accident and replaced with a rental car
- Customer satisfaction guarantee offer will partially waive deductibles for those that are not satisfied with the claims service
- Offers many discounts
Cons
- Services high risk, uninsured drivers only
- Customers have complained about a slow claim process
- Ride share coverage is limited
Discounts
- Paid-in-Full - discount for paying up front and in full
- Multi-Vehicle - discount for having multiple cars on your policy
- Safe-Driver - discount for completing defensive driver’s ed
- RVs & Autos on One - discount for having your RV and auto on one policy
- Low Mileage - discount for using electronic to track mileage
- Affinity - discount for members of various organizations
- Multi-Policy - discount for bundling policies
- Paperless - discount for electronic billing
- Anti-Theft - discount for anti-theft features on vehicle
- Auto Pay - discount for setting up automatic payments
The Bottom Line
- National General offers basic and comprehensive coverage. Policies are available even for those that are high risk drivers. While pricing can be expensive, the company offers many discounts which can help lower premiums. Some customers have complained about a slow claims process, however, the company has a satisfaction guarantee in place for those that are not satisfied.
Auto Insurance Overview
Finding the right auto insurance plan for your specific needs can be a daunting task. Rates and coverage can vary significantly from one insurance carrier to the next, each offering their own discount promotions, which you may or may not be eligible for.
Whether you have a great driving record or have never been insured before, it’s nice to know what carriers may be a good fit for specific situation prior to speaking with them, right? No problem! We’ve taken the time to research several insurance companies so that you don’t have to! Simply compare the facts below and decide which brand or brands you want to call.